It’s hard to imagine. But I never thought I would work in finance.
Ok, it’s not that hard to imagine, everyone knows it’s boring. Or is it?
I moved to the U.S. from Romania in 2008. I have a Bachelor’s Degree in Kinesiology (which I never used), and my work experience outside of mortgages has all been in customer service.
At a friend’s advice, I moved to Utah and got into the mortgage business in 2013. I had my 20 hours licensing done, and naively thought I was in it for the American Dream – you know, helping people buy homes, white picket fences, unicorns..
It didn’t take me long to realize that mortgages were about one thing only: selling. The numbers are all that matter. And that’s fine, business is business, got to pay the bills. But what really bothered me was the wide spread ignorance and uncaring that ended up hurting borrowers.
The loan officers that didn’t know the guidelines. The ones that put people in the wrong loan product, just so they would get repeated business in a few years. The loan officers that did nothing more than take the application, then pass it to their overworked loan processor. The ones that missed deadlines, causing people to lose their earnest money, or their dream homes.
So my website was born. And I switched jobs. A few times. Until I found Troy Warner’s First Class Home Mortgage and called it “home”. And it has been that way since March 2014.
I do what countless others do, just better.
I don’t loose paperwork, and I don’t miss deadlines. I keep everyone updated. And I work for a brokerage that allows me complete freedom of the process. My files don’t wait in line on a processor’s desk, and I don’t need anyone’s permission to lock the interest rate (really, that’s how bigger mortgage companies work). I have full responsibility for getting things done, and I absolutely love it.
Yes, I am a bit of a control freak, which means my borrowers get to sleep a little better at night – even with all the stress of a new home purchase.
As for a glimpse of my personal life..
I enjoy listening to audiobooks, and training my dog. I love traveling. I keep myself learning in all areas, and push myself regularly to get out of my comfort zone (hence the blue hair).
Maybe, just maybe.. I’ll somehow make a difference.
“Always refuse to be like the others. The more you become similar to the others, the more you will be useless. Because there are already plenty of the others”