Was Dave Ramsey lying when he said you can get a mortgage without a credit score/credit history? The man doesn’t originate mortgages for a living, but he is correct. Minus the fine print that comes with such an application. I’ve been meaning to write about this for a while now. An email I received recently […]
Get A Mortgage Loan Approval In 3 Easy Steps etting a mortgage loan approval is not that complicated – a little preparation will go a long long way. A lot of people have yet to realize that the traditional bank loan experience is nearly obsolete. Really, there is no need to deal with impersonal Loan Officers […]
Let’s get something straight: you don’t need a 20% down payment to buy a home. Forget what your parents told you. Ignore old internet articles that further spread this misinformation. Is a 20% down payment on a home ideal? Yes. It’s right there with having no credit card debt and owning a reliable older car […]
mortgage loan approval after a bankruptcy can be a little challenging, but very much achievable. With a little effort and the right guidance, you too can own a home – a decision that can significantly help you rebuild financially if done right. The rent you are paying now won’t enrich you in any way, but […]
If you’re already in the market to buy a home in Utah, you’ll nod and agree as you read. If you haven’t looked at homes yet or made any offers, then you’ll want to pay attention. It will help you transition more quickly from anger and frustration to acceptance and being proactive. Utah is […]
Enough with the fattening chocolate and the overpriced flowers! This Valentine’s day, surprise your spouse by treating your home with LOVE! How long has she been wanting to upgrade that old kitchen? What about adding an extra bathroom to better accommodate your growing family? No need to use your savings, or tap into your home equity – […]
inally some good news coming from the Federal Housing Authority! After repeated increases in the FHA Annual Mortgage Insurance Premium (MIP) in the past few years, it seems the FHA backup fund has reached its fill. On January 9th, an announcement was made and the new FHA annual mortgage insurance premium rates were released. The decrease […]
I can't express enough gratitude to Dana for walking my wife and I through the whole process keeping us in the loop every step of the way. We are first time homebuyers and knew very little and Dana explained every step in detail and answered all of our questions without becoming impatient.
I'm writing just to extend to you our appreciation for working with us the past months to get this loan....We know it was a pain for it took so long but we all stayed with it and had pulled it thru.....We thank you for your patience on both sides and wish you the best ....
Dana was very fast to contact me after I submitted an online quote. Due to some credit issues, I am unable to refinance my home at this time, but she was extremely helpful in explaining the minimum requirements. Other loan officers wouldn't even speak to me without pulling my credit and requiring a lot of documentation, but she was very patient and not at all pushy. Looking forward to using her services, and I will recommend her in a heartbeat.